• FRANK PENNIMPEDE IS PROUD OF HIS SON'S ACHIEVEMENT :

 Hello everyone:

I simply wanted to share some recent good news with you that my son has published a book, Finding Your S.M.I.L.E., and, his book was just reviewed. It was reviewed in the March 2008 Canadian Institute of Chartered Accountants’ CareerVision newsletter. See summary at the following link:

http://www.casource.com/memberGlobal/initViewArticleAction.do?id=104020#job4

If you are interested in purchasing a copy, please refer to the following Web site:

 http://www.ap3media.com/

This article is signed by Frank Pennimpede

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• CLAIRE LANGLOIS (CAR ROBBERY) :

Claire Langlois give us some hints. See the details in section: Claire Langlois (Car robbery)

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• MONETTE LEBLANC (EXCLUSIVE EXPERIENCE) :

Monette LeBlanc share with us her exclusive experience she had during a 34 day cycling event. See the details in section (French only): Monette LeBlanc (Exclusive experience)

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• DIRECTLY FROM BANGKOK.

Directly from Bangkok, Jan Smyth is writing for you: From Bangkok

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• Claire Langlois supplies very good security advices. (Part 2 of 2).

WHAT TO DO WHEN YOU LOSE YOUR WALLET

The following lawyer’s advices are FREE!

We all heard of horrors of people who did lost their wallet and me as a lawyer, became an expert since I was robbed. In one week, the thief purchase a superb cellular phone, got a VISA card, he did get a credit in order to purchase a computer and finally did get a PIN number allowing him to modify my personal driving license file and more.

1. We are told to cancel all our credit cards as soon as we notice the disappearance of it. However, he must have with us all the no charge telephone number which relate to each individual credit card. This should be easily available.

2. Have a police report of where the robbery did happen. This will prove your interest of taking of your personal belonging in front of the credit business and this may become the first step of a potential investigation. Now, the following is probably the most important:

3. Call your national credit business in order to place a credit fraud alert regarding your name and our social insurance number. I never heard the following till the time that a bank employee told me that a credit request was made on internet on my behalf. If you do so, than every company who will verify your credit, will know that your cards was stolen and they will call you in order to get your approval for new credit.

When they told me to follow this procedure, almost 2 weeks after the robbery, unfortunately it was to late.

When you place an alert, you will discover that a file contain all credit request made under your name. Since the alert, I did not have any other problem and the thief got rid of the wallet because one person did give it to me. The alert did really stop the thief.

In Canada, call:
1-800-465-7166........to indicate a fraud alert to Equifax
1-800-808-6352........to indicate your social insurance card been stolen  
In USA, call:
1-888-397-3742.......to indicate a fraud alert to Experian
1-800-680-7289.......to indicate a fraud alert to Trans-Union
1-800-269-0271.......to indicate your social insurance card been stolen.
Almost everything goes through Internet. Send this message to every person you know. After all, no one is immune against robbery.

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IMPORTANT NOTICE FOR CANADIAN TRAVELLERS

DO I NOW NEED A PASSPORT TO TRAVEL TO THE UNITED STATES? (Information located on the official Passport Canada Web site: http://www.pptc.gc.ca/travel_tips/trip_planning_e.asp)

Though passports are the document of choice for travel, Canadian citizens do not currently require a passport to travel to the United States. However, Passport Canada encourages Canadians who are considering travelling outside Canada to obtain a passport, as it is the most widely accepted proof of Canadian identity and citizenship.

On April 5^th, the United States Government announced the Western Hemisphere Travel Initiative (WHTI) requiring all visitors to and from the Americas, including Canadian citizens, to present a passport to enter the United States by December 31st, 2007.

The WHTI will be implemented in three phases as follows:

December 31st, 2005 - All citizens (including Canadians and Americans) transiting in the United States en route to or from the Caribbean, Bermuda, Central or South America will require passports

December 31^st, 2006 - All citizens (including Canadians and Americans) traveling by air or sea to, from or through the United States will require passports

December 31^st, 2007 - All citizens (including Canadians and Americans) traveling by air, sea or land to, from or through the United States will require passports

For further information on United States policy, check directly with the US State Department at www.state.gov

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• Jacques Bisaillon provides us with an article that makes the pensioners thinking.

 Subject: Canadian Pensioners

From the hard copy of the Toronto Star, 18 April 2004.

 I found it interesting that the federal government provides a single refugee with a monthly allowance of $1,890.00 and each can also get an additional $580.00 in social assistance for a total of $2,470.00. 

This compares very well to a single pensioner who after contributing to the growth and development of Canada for 40 to 50 years can only receive a monthly maximum of $1,012.00 in old age pension and Guaranteed Income Supplement. Maybe our pensioners should apply as refugees! 

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• Claire Langlois supplies very good security advices. (Part 1 of 2).

 WHAT TO DO WHEN YOU LOSE YOUR WALLET

The following lawyer’s advices are FREE!

4. The next time that you get new cheques form your bank, do not have your full given name printed on it, but only your initial. If someone else use your cheques, they will not know if you sign with your initial or with your full name, only the bank will know.

5. When you make a cheque in order to pay a credit card, do not write the full credit card number on the cheque. Write only the last 4 numbers. The credit card company does not require the previous numbers of your credit card.

6. On your cheque, do not have your residential telephone number printed. If you want a telephone number printed, use your business telephone number.

7. If you have a P.O. Box number, have this one printed on your cheque instead of your residential address.

8. Never get your social insurance number printed on your cheques.

9. Photocopy all documents that you keep in your wallet in 2 copies (both side) such as credit card, driver license, etc. and store it in a secure place. In case of rubbery, you will know exactly what your wallet will have and also you will have on hand all your credit card numbers as well as all the telephone numbers require to cancel any lost or stolen credit cards.

10. Do the same thing with your passport and also keep a copy on when you are traveling.

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• Michel Beauséjour recommends a Web site with very good discount on golf.

If you want to find a very good golf course in Florida at a low good price for us Canadian, I recommend to make your reservation with the following company:

            CAN. AM. Golf Group Inc. Web site: http://www.bestfloridagolf.com/ You will also find on this Web site, a price list of all available golf course and how you should proceed for payment. According to Michel Beauséjour, this is a real good bargain provide for us Canadian.

            Also the tool free number is: 1-866-465-3155

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